Hurricane Irma


DEAR CLIENTS, FRIENDS AND FAMILY. Please take this storm seriously. Prepare and keep safe. This is a good time to find your insurance policies and declaration pages to know your carrier's claim phone numbers.  We represent many carriers and unfortunately we cannot include all numbers in this email.

Our offices will be closing Friday Sept 8th to allow our staff ample time to prepare for the oncoming storm. We will re-open as soon as the storm passes.  In the event our office building has no power we have set up the following:

1. Our phone systems are voice over IP (Internet) and you are able to call us.  The servers are located in areas throughout the US and you should not have interruption.  

2. If our cell phones have internet after the storm then then our office lines ring through to our cell phones via the internet app, if we do not answer leave a voicemail and we will respond.

3. Our out-of-state offices will monitor our lines, voicemails and emails.

4. CLAIMS: IMPORTANT! CALL CARRIER FIRST

All carriers have direct claims lines as indicated in your declaration  pages and policies. If you are able, please call direct to the carrier as the claim will  normally process faster , then call our office claims line and  leave us a voice mail with your name, policy, carrier and your claim number.
       
5. Please keep in mind that our staff in South Florida is subject to the same storm conditions as our clients

Are You Protected Against The Summer Heat?


As an insurance agency part of our job is to worry about the unforeseen accidents that can take place in any of our clients’ lives. During the summer, that means that we are worried about whether or not you have enough RV insurance and boat insurance to stay safe while having fun. It also means that we are thinking about your family and the risk that come when you are exposed to the summer heat. For example, did you know that every time you get a sunburn you are at a greater risk for developing skin cancer? According to the Skin Cancer Foundation, anyone with more than 5 sunburns has double the risk of melanoma than someone without. By simply using sunscreen you can help to reduce the likelihood of you developing cancer.

Another common health risk during the summer is dehydration. As a parent, this is something that you should be particularly concerned with since your children can easily become dehydrated while playing in the pool or running around with their friends. If they are outside and exercising they should have two to four glasses of water per hour.  Even so, you should watch for standard signs of dehydration like extreme thirst, irritability, dry mouth and dry eyes, sunken eyes, body pain, etc. If you notice any of these symptoms give your child water immediately and call the doctor if they do not begin feeling better.

During the hot summer months you also need to worry about heat stroke and make sure that no one in your family gets it. This is the most significant type of heat injury and is most definitely a medical emergency. If you think anyone has heat stroke, you need to call 911 right away so that they can go to the hospital because it can kill you or permanently damage your brain and organs. This is the type of accident that no one foresees ever happening to them. However, that is why you need to make sure that you have a life insurance policy in place. You never know when something is going to happen like a car accident or even heat stroke that could cause permanent damage or even death.  Our job is to provide you with the solutions to protect your family in the event that a terrible accident does occur.